I've been thinking about this for a while now and just randomly ran into
https://www.reddit.com/r/nottheonion/comments/u1znfu/man_loses_his_entire_500000_savings_in/on my front page.
There's already a bunch of coins lost because people didn't understand how wallets worked etc. before the seedphrase/non-deterministic era.
It should be mandatory to give (at least) three addresses upon wallet creation. Either from relatives or with a random option of a list/pool that maybe gets updated or selected at random, and triggered via deathswitch.
Why lose coins when you could recycle them? It's all code anyway, isn't that the whole purpose of automation and self-governance?
thoughts/cons?