As digital currencies are not officially regulated by any government body
Umm, digital currencies are officially regulated by many government bodies.
Please enlighten me with the countries and the agencies that regulate them.
has a list of some of them, and links to more information on others.
You obviously do not understand what "Regulation" means. Every one of those countries has taken an off hand approach to cryptocurrencies. The only regulation they enforce is in regards to their tax laws.
Apparently you didn't read the link. "In Canada, the federal government announced that it was going to regulate Bitcoin under its anti-money laundering and counter-terrorist financing legislation, the Proceeds of Crime (Money Laundering) and Terrorist Financing Act." "On 5 December 2013, China Central Bank barred financial institutions from handling Bitcoin transactions, moving to regulate the virtual currency." "US Treasury authorities subject Bitcoin to money transmitter regulations, which imposes fairly high regulatory burden on any entity that would envisage, for instance, to operate an ATM for Bitcoin." And that's just a few places where the article actually used the term "regulat[]". (It also includes the US and China, two of the biggest markets for Bitcoin.)
They take no responsibility or action towards the risks in the use of cryptocurrencies. The owner is on his/her own when it comes to dealing with cryptocurrencies. The governments only want their taxable liabilities that are due when it is exchanged for real fiat currencies or used as real payment for goods and services.
If the exchange was actually dealing with fiat currencies then they may look into the matter. But even then, you are still taking on the sole risk and consequences in the use of cryptocurrencies.
What does "taking on the sole risk and consequences" have to do with whether or not there is regulation?
I obviously do not understand what you think "regulation" means.