The main harm of existing “Stablecoins" is uncontrolled inflation.
Today, anyone can create a demon of control-print their “Stablecoins” thereby increasing the total issue of the financial bubble, what do you think?
stable coins will not increase or decrease in value. so saving it will not make our assets go up. In fact, its value will decrease if it is aligned with the current inflation rate. Suppose we buy goods for the future, of course, the price of the goods will rise. therefore it all depends on our goal of using stable coins, will be profitable and will be detrimental. traders need stable coins to trade, and this helps a lot
Basically stable coins are still needed in crypto and I think everyone uses stable coins not to invest but use them to store assets,