It is a fact that if you invest in scams, whatever you do, your money is gone.
Also, when something looks to good to be true, it probably is. There are some, but very very few, that will promise you 100% APY+, and are not scams.
Still, there are much more good projects out there than ETH (with all respect to them) or Stablecoins to stake, with higher APY then 5 or 10%.
You can invest in Binance as many people do and get a hefty return. As long as we can be careful in choosing the investment program, I think we can avoid scams that can come at any time. There are indeed good projects out there, but I suggest not having high hopes because we don't know how the project will turn out when it comes to new projects. It's best to go for a project that can give you a return on your investment and won't take your money without providing any return.