We have to choose the right pieces and get them together , if we choose them wisely we will have a dream life and if not it will be full of dislocations and struggles!
Main parts of this puzzle are study, proper job , marriage, smart housing move and retirement plan! We shall Live like economist and study each step economically.
These things choose the right thing is easy to say for people who born with silver spoon and have more privilege to choose what is best for them since their are people even if they choose the right path what you said they cannot convert it to reality because we know how hard the life is and this is not fair to everyone. But I'm happy for people who rise from rag to richest because they are the instrument for other people to get inspired on what they achieve to follow what are the things they do to escape poverty.