Electrum can be used as a hot/cold and watch only wallet, so I don't see any problems there. It is my number one BTC (SPV) wallet.
If you are a hodler like you said in your first post, but you saw the arbitrary messages that malicious server operators posted in the past, you are using Electrum as a hot wallet and that's not the recommended way. The positive thing is that you didn't fall victim to the phishing messages. If you used Electrum as a cold wallet, you wouldn't have to worry about server messages, LN, invoices, etc.
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