Only expert traders should do something like that, a newbie trader will not really improve by much their ability to make more money from the markets while they will increase their risk many times over, making it a bad decision no matter how much I think about it.
It's not really advisable for newbies.
If there's no reason to take a loan then you better don't do it because that will just push you more down and you'll just get some debt that you may not like the result of it.
There is no problem if you really need money and you think loaning them is the answer and you'll eventually pay it with interest because you have a stable income. If that's the situation, that's good but if not, you better not initiate taking a loan.
mentalility and psychologycally will be very different when we take loan and use it in market meanwhile we have no good trading skills. alot huge risk that may take if we dont use it properly. alot reason why many exchanges release this feature, they know most of traders was greedy when looking crypto price, and by this greed they forget everything to managed. be an advantages for exchanges due of this.