Saving money in the bank is not as profitable as staking but we cannot deny that it ensures the safety of our money.
It is the right choice for the elderly because they focus on safety, they are not like us who can take risks to get bigger rewards. Staking brings high rewards but also contains potential risks if we choose the wrong coin. Therefore, should allocate assets reasonably, should not invest all in one place.
if we want safest way, maybe staking stable coin in any decentralized exchanges could be the solution.its annual rate still above deposit rate in several countries. maybe the problem is the exchanges security in future, there is no one it could avoided from hacking case . year by year hacking case in crypto market increase dramatically , and we must concern with this.