I'm still young, but I have clear long-term plans, such as saving for retirement or creating assets for us to grow old. It looks simple but it is very difficult for some people who don't care about it, they will realize when they are already old that the assets we plant when we are young will really help us in our old age.
Come to mind that we would be having our family and we would be having children but in the end you are the ones who would really be living together with your wife and since your kids had been married then you two would be the ones who would be left behind.If you do really mind on having a life without any problems about finances then you wont really be bothering or stressing out yourself on having medication or any maintenance which you would really be needing and its true that having early plans is much more recommended rather than minding when you are already getting old and doesnt really have any investment or achievements or back up plans.