Cryptocurrencies how they were meant to be used have nothing to do with what you're blaming Binance.
First, the main thing was to avoid a third party and to hold your coins in your own wallet, you're not doing any of those, then you use a centralized service that of course can act within its own rules and change those overnight. Not even mentioning staking that again is something more related to traditional banks than bitcoin.

Regarding the 2FA, the email verification is probably the most useless thing when it comes to security, if your account is hacked it started with your email, you can always use google authenticator or a security key and you don't depend again on third parties like an email or a mobile data provider.

As for the second account, common, you go against their ToS and then you wonder why it happened?