In my opinion I will say, "No new bitcoin users are not late or early for investment". Because the current market situation is in dip. I think this is the perfect time for investment . And in this Crypto world if you can analysis and read market situation Then you can make money anytime and there will be no time table for your investment.
Whenever it dips, that's always the call for buying and is labeled as a good time to buy. We'll always be in that situation as we are long term holders here. It's the discouragement that people feel whenever they see the charts but they're not optimistic about the future of it.
If they compare that it could happen again in the next few years to come, they'll not tell that they're too late already. But the balls of them are moving back because it is uncertain and speculative.