TL;DR imho, replace advisors with VTSAX. It would simplify things and they (Vanguard) provide a nice PAL (pledged asset line) against it, I heard.
Fuck that. QQQ is a better performer.
The Schwab Intelligent portfolios also have been performing incredibly well for me, and will be topping those off plus a bit extra.
Probably going to put off building the house a year out there, but the barn should be going up pretty soon now, FWIW.
Related: Caught a photo of these two fuckers roaming around the pasture - Waiting for things to dry up before they finish off that section of road. Fun times.
