You have nothing to worried about your funds if you are doing the right thing and if there are no suspicious activities that might be caught their attention. Binance and some exchanges will take action and possibly freeze your account if you violate their rules and that is why we should be aware of what we're doing and must abide by the rules of the exchange otherwise.
Hope you have heard about a major hack in Binance a few years back and you still think that it is a safe bet to store your coins in exchanges. We have seen many instances where exchanges are hacked left and right and there are exchanges that cease to exist after a while or after a major hack and if people cannot understand the basic things then it is their choice.
Binance really trusted exchange with major hacked cases last several years but keep exist and wake up until right now, before have Kucoin got hack but still safe member fund without have to close their exchange website. I think if save assets on both exchange above I think not have to worry with our fund loss, but if want save for several years later I think use hardware wallet is most recommended with your fund, not really worry what ever happening on exchange market because your assets really most safety for long term.