Really makes you wonder why anybody in their right mind continues to use Binance, when they charge 50x the withdrawal fee that Kraken does, and then just pocket 98% of it as pure profiteering.
Probably because they managed to get a very large number of users for all the time when they did not have a mandatory KYC, and although some data say that the number of users is declining, habits (good or bad) are difficult to change. In addition, one average user who knows how to send fiat from their bank to crypto exchange and buy a BTC is certainly not familiar with what LN is and how to use it.
For those looking for a lightning wallet , As far as I have researched, electrum is the best lighting wallet to use.
Maybe I'm wrong, but I got the impression that the Electrum LN is not very user-friendly, and I remember that the
Phoenix wallet is perhaps the best for beginners in this regard.