Simple! The answer is DAI, there are few new Decentralized stable coins out there right now but none is more serious with their aims than DAI stable coin and believe me Decentralized stable coins make more sense than centralised stable coins like USDT and others, things are more safer with decentralized projects
Thе current situation should also be assessed realistically. We are now on the verge of tight government regulation of private and various commercial stablecoins. They will either have to accept these tough regulatory conditions or cease their activities. Decentralized stablecoins will not be able to adapt to new conditions and will disappear or go into the shadows. In any case, I think that they will not exist for long.