I'm sorry to hear about your difficult situation, but at such a difficult time investing in NFT is a way to make things worse. Now your investments will resemble gambling, where the risk will exceed any possible profit, and buying NFT is not the best investment either, especially if you don't know about this industry. Maybe soon the market will recover and you will be able to use cryptocurrencies to improve your financial situation, but if not, then what? Then you will lose even more money.