Glad to know younger is concerning with this.
But please remember that investment may require risk. Be wise in spending your money for investment and understand at first about cryptocurrency and its risk before investing your money here. Ensure that you are not in panic situation in buying the crypto or in hype or FOMO

Btw, for me, the most recommended crypto to buy for the next halvingwill be Bitcoin only. This  is volatile, but so far, this is the most recommened, worthiest, and also most promising. Although it doesn't guarantee 100%, Bitcoin has that experinece after halving to rise up