More info:

My last good transaction was here:  https://blockchain.info/tx/a26245890834c2d628dfb7555b9ce8019d2b008e0a1fd616fc411ba9b58adb91

I sent .024, was fine.  Looks like it send the rest my btc with it to the 1Ad address....that address shows in my receive addresses in multibit.   However, when I eport my wallet, to .key, it loads all my addresses in my rec list, but the 1Ad does not import.....