keep only small amounts of bitcoins on your computer, mobile, or server for everyday uses and to keep the remaining part of your funds in a safer environment.
Keep only a small amount of money in your checking/Paypal account for everyday uses. Keep all else in a safe environment like a separate account or as cash in your mattress.
If you think of Bitcoin the same way you would think about your money 10 years ago, the same safeguards apply.