The most important thing about the fundaments of XRP is that it is NOT a centralized currency, so it is only up to the will of its creators how and when these numbers will change.
I fixed it for you. 
XRP is a centralized Shitcoin led by a bunch of criminal grifters.
It's not innovative tech, it's fraudulent and bagholders are used as useful idiots.
Unfortunately, nobody will hold Garlingcrook accountable.