If that is what will happen then we are ready to accept that all the coin prices that we have maintained so far have decreased drastically and for those who can sell I think it is better to just make USDT so that everything is safer before the decline reaches the price of $20 thousand.
It is possible to make a cut loss before the market falls $20k but the fact of the prediction cannot be justified because there is no guarantee the market will be proven from a prediction, so stay focused on your own analysis to sell or hold because your analysis says the market will go up in the next month.
if it's down to $20k then might as well just wait the market. I mean for anyone that have invested in around ATH they have no chance, for anyone that has invested around half of ATH, despite losing, still could regain their capital later on.
If they decide to converts their holdings in USDT then it's over for them, their unrealized floating loss has become realized. we all know current condition of the economy is really bad, even stocks are also losing majority of its market capitalization.
the only wise decision is just waiting until economy make recovery.