we may be in a bearish market these days but i don't think we will fall below $20k. but if it will, would it be a very good opportunity to stash some satoshis? most noobs are regretting that they haven't joined when it was still cheap and even right now, it is already a good one to slowly collect and accumulate your sats.
the stakeholders are different now, so i don't think it will crash to a very low price. just always keep an eye on the market.
There is no guarantee that the prices will not fall below 20K. I would in fact say that even 10K level is not impossible. Whenever the cryptocurrency prices stay at lower levels for an extended duration, there will be all sorts of doomsday predictions from the financial experts (most of whom hate crypto because it stands against the fiat-based system). At least some of the investors will panic and end up selling most of their coins with heavy losses. But intelligent ones will be using these dips as an opportunity to accumulate.