And who's fault is that? Is it the consumer's fault for choosing alternative assets/currencies, or is it the government's fault for mismanaging fiscal policy so badly that they drive consumers away from the state sponsored currency under the jurisdiction they live in?

The banking systems and their incestuous relationship with the government have shown themselves to be flawed and inherently corrupt. The palpable irony of computer scientists referring to crypto as as the unproven financial instruments as if people are so ignorant to the realities of the current centralized system is beyond the pale.

I don't take these clowns seriously. Neither should you.