I think one should only ever be taking a loan for investments if they’ve got a considerable amount of income that seems to be set to be coming in for some time to come. Taking any sort of loan is risky in and of itself but to take a loan for some volatile investments Im not sure is a good idea regardless of interest rates. I suppose size of loan plays a big factor.
I agree with you. One should risk one's own money rather than taking loan and paying interests as well.
I would rather not indulge myself in loans and unnecessary debts. The point above is well stated that one should use the extra money for this. There is no end to inflation rather earn lots and lots of money. JUST!