I only widthdraw and transact with bitcoin and other altcoins if i really need some money. If i earn as well, it is my chance to get some portion of it and eat or buy some things for myself.
Same with me, this is only happen if I am going to cash out to fiat via a certain local exchange in my country. It is very easy and with very low fee of withdrawal for cashing out.
Shoping ang paying with Bitcoin is much easier than paying cash especially when you didn't bring any cash with you.
Unfortunately, this is only able to be done in certain countries that have merchants that accept crypto as one of the payment methods. But, it seems cannot happen in my country because crypto is still illegal if used as a payment method or as a currency. So, this is only used as a commodity asset with our own risks.