I only widthdraw and transact with bitcoin and other altcoins if i really need some money. If i earn as well, it is my chance to get some portion of it and eat or buy some things for myself.
Shoping ang paying with Bitcoin is much easier than paying cash especially when you didn't bring any cash with you.
Well, I prefer hodling the Bitcoin until the perceived far far future when you can buy anything with it. Such a future is very close actually. You can already buy cars, plane tickets, hotel rooms for renting and amazon, steam and other coupons. So could you survive with nothing but using Bitcoin as a payment system and still lead an enjoyable life? Definitely. Those payment options will only become more and more as Bitcoin is adopted.
But currently? Better to hodl.
I also only hold my bitcoins and only use bitcoin when really have no other choice but then I will find a way to buy them back when can, for me, I want to hold bitcoin as much as I can.
We all invest in bitcoin with the sole goal of wanting it to help us have a better life in the future, so using it now looks like a waste.
Holding will not create real value for bitcoin, I will only use bitcoin for spending when it hits the set target .