all countries of the world build their financial policies on the same principle, focusing on the $ USD exchange rate because the world does not yet know another better system.
Everyone with a concept of a better system. Can publicize their idea and request funding to make it a reality on kickstarter. Other avenues of more discrete funding are available from many different sources. Making it easier to develop and deploy new financial concepts today, in contrast to previous eras. Free markets can then decide the value of the new system and whether to adopt it.
Formulating new ideas and formats is the easiest and least time intensive part of this process. Which is counter intuitive in terms of it also being the most neglected aspect of development. Most do not wish to reinvent the wheel or develop a better mousetrap. They're satisfied with incremental improvements over the status quo.
Developing a better financial system runs contrary to many standard industry practices.
You are absolutely right, all financial developments in the field of cryptocurrency are focused on the Fiat system. Everyone is trying to repeat it in a decentralized version, not realizing that it is simply impossible for them to have a different nature of existence. Fiat cannot exist without management, and decentralized finance is inherently unmanaged by anyone in particular and no public consensus will solve this problem. If you cross a hedgehog and a hedgehog, you understand what happens in the end.
I have proposed an alternative solution for the development of decentralized finance, which does not rely on the Fiat exchange rate, but transforms it into a cryptocurrency without fear of losses. No one has refuted it yet.
A timeline for the development of decentralized finance.
