Cryptocurrency investments are very risky for all people. But newbies do not have experience and do not know the market. That is why they make many mistakes and lose money on investments.
Especially cryptocurrency investments are risky during the fall of the market because not all the projects are able to survive during the fall of the market and it is necessary to have the experience to evaluate the future potential of the coins.
Investing with potential top coins would be a better start. Yes, not all projects especially the new ones could survive the bear market so it's risky to invest in them. Pick coins with good history during the bear market and striked high when the market recovered. Bitcoin, Ethereum and BNB as for me will be worth the risks.