Good we all contribute, we all want succeed, all give ideas. The reason for the fund is we are a community, as a community it would nice to have future purchasing power. One day what if coin is worth alot, then community may need it (discretionary fund). Fund can be kept in public for all to see, and difference is over panda, this was a most fair free giveaway, the Dev is clearly totally fair and only has 1 million coin same as us. But this is just my opinion for idea. I actually see it as a WEAKNESS that coins like blackcoin have no future fund for development! Cheers.
The development fund can be raised after distribution phase from the stakeholders.
Keep a large amount as "fund" will break the
fairness of this coin, which one is its soul.