It seems we have the same train of thought, I can understand that people want to take greater risks as this means the opportunity of a greater reward, but in that case such risk needs to be taken with the utmost care, if we invest too much money in some of those coins which have high potential but also a high risk we may select all the wrong coins and lose the capital we invested, so with this in mind it is necessary to limit the amount of money we invest in those altcoins just in case we were unable to select the coins that will do well during this bear market.
I honestly cannot understand all of this reference to 'too much money' or 'taking greater risks'.
I know this is a contentious idea but this kind of crypto ínvestment is not really investment but gambling,,, Bitcoin and ETH yes are investments, but anything else that is so unsure has to be treated like a pure gamble.
So what do we do when we gamble? First, assume that all the money we put in is gone. Second, only put in what you can afford to lose.
Do like this and there is no more 'too much money' problem
