If you have to ask such a question then you are most likely never going to be approved for such a loan without committing some sort of fraudulent falsification (which is very bad). People give out loans to responsible borrowers and gambling on something, which you can never be assured of the outcome, is tremendously irresponsible. Until you save up such an amount you will never appreciate how hard it is to earn and it should never be gambled. The only people who can afford to do such things are the super rich who don't borrow.