Agree, i think now is the best time to buy some top coins while we are still facing the bear market.
Due diligence is required to invest on some new projects because without that, we would easily getting scammed by crypto scammers.
And, always invest with your cold money, not hot money because we can afford to lose cold money.
What you say is true, but some people like beginners do not understand the meaning of cold money and hot money so they tend to value every money the same, even though the term was born from someone in terms of using their money into the crypto space so they will not use money a day -the day is for the crypto space because in crypto there is always a balance between risk and profit even though the timing is right now to make purchases on good coins.