The news comes from around that this bear market will be for long-term. It's been heard that it will stay 2022 and 2023 then again in 2024 it will start Bull-Run . So I think the fund of investment will be trapped for a long time. But I also know that after bearish market it brings a good profit. So my advice will be that If you have a lazy money, then you can invest. One thing to always remember is to invest as much as you can afford to lose