we absolutely need desktopwallets aswell since myself for example don't trust anything that i do not have under my own control. I think others may think the same way. What's not on your own system (desktop wallet) is not really yours.
I wouldn't use any onlinesolution for storing coins. I think it's not safe. An onlinepage with login and password is like an invitation for hackers to brute force.
i am actually pretty excited about nem. Can't wait for release.
Just to make it clear, we're not talking about having your wallet on some website hosted on some server.
Personally I think the NXT approach of just having a one line password is a bad approach since many people will invariably pick a password that would be in a dictionary list.
I do think that the average person would be safer if they got to put a name and a password to an NXT style model, with a 60+ character long password. Since the average person is not going to be careful about backing things up, and many will lose everything due to a computer failure, or a virus.
Similar to all those people who lost millions of dollars worth of Bitcoins back in the day.
I wanted to edit, but I guess quoted.