Since regulations are only getting tighter, I think that a legit and usable non KYC crypto debit card with reasonable fees is unfortunately nothing but a pipe dream.
There is one small project legit card without kyc (coindebit.io) like I wrote before, but it is only available in United States, both for spending and for issuing physical cards.
There is always a way to play around the rules and regulations, and we the people are the majority, so we don't always have to roll-off and accept everything they are offering us.