How do you find these projects?, What makes you invest so much money in such projects, $ 20k is no small sum. An expensive lesson, as a newbie, I don't advise you to listen to any advice from anyone on YouTube or social media. The best thing for you right now is not to invest in which coins but to invest your knowledge first.
When you have the knowledge, you will know what to do next in this market. Remember: Do not listen to anyone's investment unless you fully understand it.