At least he was a man who took responsibility for what he did and was trying to get back the money he had gambled on.
If he's willing then that's good for both sides.
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Indeed it is a severe temptation for him, maybe for all of us, if we see, there is so much money in our bank accounts that we want to use it. He's made a mistake and hopefully, others who have criticized him can forgive him because, after all, everyone makes mistakes.
Yes, tempt is there and we all have probably done the same thing but also don't ignore that there are those gamblers that won't really spent money that isn't for them. Well, we can act on it accordingly and will really depend on what we feel by that time but just do the right thing or else take responsibility for whatever choice you make.