^^The reason why there are so many people who just listen to other people is a bit more about human nature. We always feel ingrained to pick a leader, even if you get like 10 people together then you pick a leader. The human nature is to look up to someone, and let "some" of your freedoms go and be decided by someone else.

This is a horrible knowledge that many would argue against, and even prove revolutionaries as examples, but even there we have leaders. Hence, the idea of "letting all the work go, relax, sit down watch some netflix shows and allow another dude to decide on my financial future" seems easy and natural to many people in the world.