Investing your money is always hard because there are always risks. Therefore, as always, you need to remember the rule that you need to invest only what you do not mind losing. But it seems to me that the risk may be less if we are talking about a project that is in high demand in society, and these are, first of all, projects that are related to the banking system. In my opinion, projects like Africunia can play a key role in the adoption of cryptocurrencies, because it is the banking sector that has influence and deep connection with governments.
I got your point but am still curious why you only mention banking system? I mean their are so many alternatives and specially you pointed a specific name of some banking system I don't know much about Africunia too. As far as I know, banks are quite opposite of what the whole decentralize system is based on. They always try to control the flow of cash through different methods and it effect crypto very negatively.