Dear Members,

I have a few questions regarding wallet to store crypto bitcoin over $20k and other altcoins as below.

1) I use a trust wallet to store crypto. My question is how safe it is to store over $20k coins? Yes, of course, I take care of keeping my mobile safe and virus/malware free so never click on any unknown link as know about his as i am in IT field.

 There are many YouTubers who always recommend for hardware wallet to store coins valued over $10k but i have following questions regarding hardware wallet?

2) What if I lost or damage my hardware wallet? Do i need to buy same hardware wallet and restore my coins? or can use private keys in any other online wallet and get my coins back?

3) What if the hardware wallet is damaged or corrupt?

4) Instead of hardware wallet can I keep the separate phone to store my coins in wallet app like trustwallet and keep disconnecting from the internet unless i want to do transaction. Is this a better choice?