You should put your money to top altcoins as everyone has said. Isn't hard to understand as long as you stay at the top, with strong users base and good amount of trade volumes. It will mitigate a lot of risks compared to other alts. BTC, ETH, BNB, Poly, Sol,...
Your suggestion is correct, but the idea that investing in top coins is safe is not correct except for bitcoin. Because what happened to Luna Coin in recent times is an example, you have to think before you invest.
But Luna was the top coin and no one thought there would be any such incident, so it is important to be careful to protect yourself from future losses. So waiting patiently would be the right decision before entering any coin even if it is a top coin.
What happened to LUNA teaches us that we must remain vigilant and careful when investing in top coins. Because investing in top coins does not
guarantee safety, therefore never invest in only one coin, we must diversify investments. So this is to minimize risk when investing, so that when
one of the top coins we have has a problem, we can still get profit from other top coins. But don't invest too many coins either, later we will have
difficulty monitoring it and also the profit generated is not very effective. Maybe an investment of about 3-5 coins is enough in my opinion,
then the percentage of capital we use to buy Bitcoin must be greater, because we know Bitcoin is the safest investment choice.