maybe my choice is BTC.ETH and BNB. and I don't invest in coin memes despite having a strong market cap.
Yes, It is not wise to invest in such projects which are of no use case (such as shib and some ***moon) and the first choice should be always bitcoin and then some layer-1 projects as you have already mentioned eth and bnb are strong layer-1 projects, and will not die during this bear market.
One has to be very wise in investing in BTC and how to manage them.~
Only invest in bitcoin with your extra funds so that you don't have to worry about your daily needs and can hold your precious bitcoin for the next 2-3 years.