You haven't setup a new campaign recently then... Ever since June, even our standard one campaign lead-gen/e-commerce campaigns are being suspended. Of course they come back on appeal when someone actually reviews the campaign.
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Sure. Google loves suspending people for no reason. And not because someone really broke their ToS. And now the same person is looking for new accounts while being anonymous too. And whoever applies to your scheme, will get their accounts banned too(which you fail to mention in your OP).

I am not the one enticing people to google ads through their accounts(and there's still a chance that they may end up in legal trouble since we don't know what your product or keyword is).
This isn't called being successful kiddo.