@Dabs: I don't know if it was you, can't remember. If it was you, I hope you weren't affected by the recent events.
My golden rule: there is no free lunch is this universe. Don't fall for what looks too good to be true, because it almost always is. Even Bitcoin could be called "too good to be true" by those who do not understand it. It is one of the few exceptions to this rule.
I mentioned it in passing, but someone else may have already mentioned it. At that time, it was one of those "big" things that had funding from outside investors and it has been going on for at least a couple of years already, so it wasn't exactly new. And then you have something like Gemini Earn, which is from the same company that also runs the Gemini exchange, which is probably fairly regulated and secure as far as holding coins for you goes. I still would not keep any coins on exchanges long term.
I did not have anything in Celsius, but the crash that happened affected us all anyway. I was forced to cash out at the wrong time to pay for bills and expenses.