The amount of bitcoin stored in this wallet that is allocated as inputs to your pending transaction proposals.
The amount is determined using unspent transaction outputs associated with wallet and may be more than the
actual amounts associated with your pending transaction proposals."
I think that this error occurs when you try to spend from your card and you have an unconfirmed balance, meaning that you sent the bitcoin but it is waiting for confirmation.
Try it now, everything will work because the transaction has been confirmed.
unspent transaction outputs associated >> UTXO >> your TX ID.