The presence of negative tags on the user, of course, should be a sign of attention to the user, but these reviews may not always be correct. The same can be said about the presence of positive feedback.
The trust system is designed to alert users if they are about to have any financial transactions. However, the user can independently decide whether to trust someone or not.
But when you become an advanced user, it is recommended that everyone create their trust rating.
The OP didn't mention it, but LoyceV has all the information.