At this time - its not that easy to buy a coin. One need to have a good decent investment and also knowledge to keep a check and balance on the coins.
I think before investing in coins - one should do a through research on what to do and what not to . . .
If one does not want to waste time on research, there is bitcoin for them. And there is no minimum or maximum investment rule, you can continue buying even $10 worth of bitcoin till the next bull run.
Otherwise LUNA too was a big setback for the buyers.
Yes, it was! I have heard that some people even committed suicide after luna/ust collapse... Sad

Knowing how to use that bull run and how to deal with crypto is an art.
And also you are right - some people did commit suicide after learning what has happened with LUNA.