Bitcoins ledger is public and any transaction is saved forever. There isn’t more transparency than this. Not good to evade taxes/ criminal activities as the proof will be there forever for law enforcement. It will be hard for criminals to hide evidences, when the police will check them in person. They already have all the tools in their disposal to spy on citizens. Even networks like lightning aren’t completely private and there can still be evidence found there, if they really check criminals. Pseudonymity of Bitcoin is good to protect regular citizens right to privacy, but it won’t hide real criminal activities. Police will have enough evidence to work with, that can’t easily be destroyed. Also most Bitcoin is linked to some real id on centralized exchanges, this completely removes any privacy and is a real problem.
The Ledger is indeed public but first they need to link a person to the transaction. This can be rather hard if a person is managing this well. And if you leave some room to people they will use it
Regarding Monetary Policy you are fully right. At best the people performing it are making the wrong decisions and politicians just want to optimize their elected period. This should be performed by people with a different time period and only in exceptional times
Image Corona without this policy. Lots of businesses would have gone bankrupt and you would again be in the suffering story…