Here's a better word of advice: before doing anything related to your finances, read a couple of books on financial education. It certainly doesn't hurt. This way you will expand your financial vocabulary and learn how important it is to not lose money and to read the T&Cs (contract). You can't be with your head in the clouds when managing your money. That is a serious skill that few master.

Loan apps have their use in the economy, otherwise they wouldn't have become popular. But yet, someone who knows how to manage their money will rarely (maybe never) have to resort to them. What I would be careful instead is how they handle your personal data. I suppose they asked your friend for KYC. It is a good practice to try to minimize the amount of companies who have copies of your personal data. You can't just rely on their word that they will respect the law. See what happened in China...