This loan application sharks are scattered all over different android application ads. Mostly in free applications that requires internet to play the game, use the app, or any kind of service. Good suggestion, avoid them. It would be a lot better to just go directly with private banks and take the loan there than this unknown application which we don't know if are credible. It may also be possible they are running a scam business and your government don't know a thing about it. You will have more problems if that is the case when bad things occur.
Those apps have hit the psychology of borrowers, if you go to the bank to loan money, it needs a lot of paperwork and costs to pay before they accept to lend us. In contrast, in loan apps the procedure is quick, with just a few simple steps then you have the amount you need to loan in your account. It is because of this psychological loophole that many people have fallen into the trap of these ghost apps.